Provides financial solutions that are uniquely tailored to our educational community, and delivered with a genuine focus on value, trust and exceptional service. Everything they do is centered on the primary objective of increasing our "Member Value Proposition". Whether it's a new product, service or decision they make, they must continually ask the question... How does this benefit our member-owners? East County Schools Federal Credit Union is federally insured by the NCUA (National Credit Union Administration) to at least $250,000, with IRA accounts covered by and additional $250,000. All credit unions are Not for Profit cooperatives. Unlike other financial institutions, Credit Unions are owned and run by its members. Members make up the Board of Directors, who manage and elect the officers to handle the business and operation of the Credit Union. Our members are joined together by a common bond and we will serve only our members. There are NO OUTSIDE STOCKHOLDERS -- all net earnings after expenses are paid out to our members in dividends or low-cost services.